AREF was established in 1959 by the Arkansas General Assembly as a non-profit entity, dedicated to the sole purpose of assisting students from rural Arkansas to finance their education.

College is expensive and the costs seem to keep rising. That is why we encourage you to seek out state and federal grants, scholarships, and all sources of financial aid. Then, if you still need financial assistance, please know AREF is here to help you with our locally serviced and competitive loan programs.

We are happy that you found us and congratulations for taking the first step towards "mapping your future".

Arkansas Rural Endowment Fund, 1306 West Fourth St. Little Rock, AR 72203 501-375-2358 | 800-232-5505 | Fax : 501-375-8625 | aref@aref.org