The Arkansas Rural Endowment Fund recently celebrated fifty years of service to Arkansans. The company was founded January 2, 1959, by a small group of visionary leaders across the state, with the sole mission of making low-interest rates loans primarily to rural Arkansans.   

Over the years AREF (a private, non-profit corporation) has served the higher education needs of over 17,000 citizens - including at least one Arkansas Governor - and many other leaders in business, industry, farming and numerous other fields.

Currently, AREF provides funding to students seeking federally guaranteed "Stafford Loans", as well students students attending trade or proprietary schools through its "Alternative Loan Program".

As the longest serving non-profit maker of student loans in Arkansas, we invite you to check out our competative benefits and interest rates.

Finally, if you need to call us during regular business hours, you will get a person - not a machine - to serve you. Contact AREF today!